Image there is a bank that credits your account each morning with $86,400. It carries over from day to day. Every evening deletes whatever part of the balance you failed to use during the day.

What would you do?
Draw out every cent, of course!

Each of us has such a bank.
Its name is TIME.
Every morning, it credits you with 86,400 seconds.
Every night it writes off, as lost, whatever of this you
have failed to invest to good purpose.
It carries over no balance.
It allows no overdraft.
Each day it opens a new account for you.
Each night it burns the remains of th day.
If you fail to use the day's deposits, the loss is yours.
There is no going back.
There is no drawing against the "tomorrow".
You must live in the present on today's deposits.

Invest it so as to get from it the utmost in health, happiness, and
The clock is running.
Make the most of today.

Treasure every moment that you have! And treasure it more because
you shared it with someone special, special enough to spend your

And remember that time waits for no one.
Yesterday is history.
Tomorrow is a mystery.
Today is a gift.

That's why it's called the present!